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How the math works

Every number is explainable. The weights and assumptions are shown openly — nothing is hidden, and no account or personal data is required.

Worked example

Money-transfer shop

Convenient cash pickup; margin hidden in the rate.

Amount sent
$200.00
Visible flat fee
$8.00
Exchange-rate margin
$4.00 (2.0% of amount)
Total real cost
$12.00
Mid-market rate
1 USD = 17.1 MXN
Arrives home
$188.00 → 3,214.80 MXN
The formula, in plain language: total cost = flat fee + (amount × exchange-rate margin). What arrives = amount − total cost. We rank every option by what arrives, so the family keeps the most.

Assumptions for every option (illustrative)

MethodFlat feeFX marginSpeed
Mobile / app transfer$1.990.5%Minutes
Online specialist$2.990.9%Hours
Money-transfer shop$8.002.0%Same day
Bank wire$25.003.0%1-3 days
Cash courier (informal)$0.005.0%Days
bridge.fingerprint
$ fingerprint USD-MXN $200
fnv1a64: c6a26317c029fd1d
deterministic · same inputs always produce this fingerprint

Rates are illustrative and for information only — not financial advice and not a live quote. Bridge takes no fee and moves no money.